Articles by Michael Raley

Holiday $pending

Salvation Army is putting up a tent to sell Christmas trees. The holiday season is upon us. The advertising has started already. And, the pressure…


Credit Cards

Credit cards are now a part of our financial experience. It is not unusual for a person to have as many as five or six…


Credit Cards

Credit cards are now a part of our financial experience. It is not unusual for a person to have as many as five or six…


Tips to improve your credit score

Your credit score is your credit history converted into a numerical value. The higher the score indicates a “good” credit history. A low score indicates…


Read the fine print

There are new schemes to get your money. And, they are not illegal. Here is one that got me. The email proclaimed “a great way…