‘Power’ Atty. Darrell Miller at DBC Breakfast Nov. 11

The distinguished entertainment law attorney, Darrell D. Miller, will highlight the Doral Business Council’s Signature Breakfast as guest speaker, Tue., Nov. 11at Trump National Doral. The program extends from 7:15 to 9 a.m.

A distinguished entertainment law attorney, Atty. Miller was named by the Hollywood Reporter to a list of Power Attorneys for 2013. For more than 20 years, he has served celebrities, athletes, artists, and other prominent individuals to protect and preserve recently-gained wealth and status.

Author of “The 16th Minute of Fame”, a book describing common mistakes entertainment industry people make, Darrell shares simple strategies to avoid such errors. His strategies ring true to everyday, hard working individuals who set goals and to get ahead in life and achieve a sustained level of success.

In his book, Miller states that one of the essential steps to avoid the “rags-toriches- to-rags again” effect is to simply make the most of the initial 15 minutes — to be focused and prepared to take full advantage of the opportunities.

In my own experience (12 years as a financial adviser working with families, executives, and business owners), I have seen the same behavior with my clients. Regardless of whether you make a lot or a little, people adjust to a lifestyle they think they deserve and can afford.

For example, have you ever gotten a big raise at work, or had a particularly good selling streak in your business, then get to the end of the year and notice that your financial situation is the same, or worse? Where did the money go?

I see it consistently with entrepreneurs and business owners who put all of their resources and effort into their business, and do well for a period of time, sometimes for many years. But they fail to diversify.

They think the party will never stop, that good times will never end. Then, an unforeseen event happens — the market for a product changes, a competitor takes your market share, or an illness makes you less effective, etc. Good money is put after bad when savings go into the business, hoping for its resurrection. And in the end, these people end up with nothing to show for all of their hard work.

Where did they go wrong? What could they have done differently? Proper planning would have been the answer, of course.

If you would like some insight into the lives of the rich and famous, or would like some sound advice on how to capitalize your own “Sixteenth Minute,” don’t miss the November Signature Breakfast. You can register at www.doralbusiness.com.

Armando Fernandez, Agency Vice President, HBW Insurance & Financial Services, Inc.

HBW Advisory Services LLC, can be reached at armando.fernandez@hbwadvisory.com or tel.|305- 303-4708; tel/fax: (786) 518-3823.

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