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Earlier this year, I took significant steps in protecting homeowners from property fraud by launching the Online Property Fraud Alert service, designed to notify property owners when a deed, mortgage, or other document in their name has been recorded in Miami-Dade County’s official records. This initiative is a proactive effort to safeguard homeowners from fraudulent activities, particularly in our rapidly growing real estate market.
As Miami-Dade County continues to experience a booming housing market, property fraud has become an increasing concern. Fraudsters often target high-demand areas by filing fake deeds to sell, transfer, or encumber properties that do not belong to them. The Free Property Fraud Alert service offers homeowners an effective tool to monitor their property records and detect any suspicious activity early. Once registered, property owners will receive an email alert within 24 hours if any deed, mortgage, or other document is recorded under their name. This quick notification system allows homeowners to act immediately, reducing the potential damage from unauthorized activity.
Typically, property fraud occurs when an individual uses a forged document to sell, transfer, or encumber property that is not theirs. This free online alert program provides another layer of protection against such fraudulent actions. Currently, when a deed is submitted for recording, my office reviews it to ensure compliance with Florida law. After this review, we send a courtesy notice by mail to the property owner within five to seven business days, advising them of any changes in ownership. However, the new online alert system offers a faster, more efficient way for homeowners to stay informed and protect their property in real time.
This proactive measure is expected to provide an additional layer of security for Miami-Dade residents, helping to combat the rising threat of property fraud in the area. By catching potential fraud early, homeowners can prevent further complications, saving both time and money.
I am committed to helping our residents fight fraud and offering simple, effective ways to assist them in safeguarding their homes. For more information and to register for this free service, please visit https://www.miamidadeclerk.gov/clerk/property-fraud.page. By signing up, homeowners can take an important step in protecting their most valuable asset: their property.
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