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    Understanding Your Options to Deal with Federal Tax Debt

    What is a Federal Income Tax Debt?

    A tax debt is when a person owes income tax to the federal government. Every year, people file tax returns to report their income and the federal taxes on that income. Sometimes people get a refund and sometimes people owe a tax debt. The Internal Revenue Service (IRS) is responsible for collecting tax debts. Many people know they have a tax debt at the time they file their tax return. Others only learn about the tax debt later: when they receive an IRS notice or when the IRS seizes a refund, part of their paycheck, or funds in their bank account. 

    Taxpayer Rights and Options in the Collection Process

    Dealing with a tax debt can be confusing and intimidating. However, taxpayers have the right to pay only the correct amount of tax and to a fair and transparent collection process. Finding your options to resolve a tax debt starts with an important question: Is the tax debt correct? 

    If the debt is incorrect, you have the right to provide proof of the correct tax liability to the IRS. The type of proof and how you can provide it will depends on your particular tax situation. 

    If the debt is correct, you have options to temporarily stop collection actions, request an affordable payment plan, or request a compromise payment. Here’s more detail about these options: 

    • Currently Not Collectible status: If paying the tax debt would prevent you from meeting your necessary living expenses, the IRS may pause collection efforts. To request Currently Not Collectible status, you need to fill out an IRS financial disclosure form that explains your income and expenses to the IRS.
    • Installment agreements: Taxpayers may set up a monthly payment plan based on their ability to pay. Like requesting Currently Not Collectible Status, you will need to fill out an IRS financial disclosure form that explains your income and expense to the IRS. The amount of your monthly payment will be based on your income and expenses. 
    • Offer in Compromise: In very special situations taxpayers may settle their debt for less than the amount owed. The IRS generally only agrees to a settlement if they believe it is unlikely that you will be able to pay the full amount of your tax debt before it expires. 

    Legal Services Can Help

    Legal Services of Greater Miami offers a Low-Income Taxpayer Clinic (LITC) to provide free help to low-income taxpayers with problems involving the IRS. Legal Services also educates the public on their tax rights and obligations. 

    If you have a tax debt or another issue related to federal income taxes, Legal Services can provide free guidance and representation. Other income tax issues include: you never got your refund, you’re being audited, you received a Notice of Deficiency, or you received a tax notice that you don’t understand. You can reach Legal Services at www.legalservicesmiami.org or 305-576-0080.

    Spotlight TV with Emily Zubi | Chase Curson– Licensed Real Estate Salesperson at Coldwell Banker


    On this episode of Spotlight TV, host Emily Zubi welcomes Chase Curson. Chase is a Licensed Real Estate Salesperson at Coldwell Banker | Realty. He shares information about how he got into the field and his sales expertise.

    To learn more visit: https://www.coldwellbankerhomes.com/fl/miami-beach/agent/chase-curson/aid_267629/ 

    ABOUT US:

    Miami Community Newspapers is your go-to source for Miami community news, offering daily updates, podcasts, and multimedia content. Covering local events, business updates, and lifestyle features across Miami-Dade County, our family-owned media company publishes a variety of neighborhood publications both online and in print. Explore Miami’s culture through our exclusive community podcasts, magazines, and newsletters.

    #thatscommunitynews #communitynewspapers #miamidade #miamidadecounty #thatscommunity #miamicommunitynews #coralgables #palmettobay #southmiami #doral #aventura #pinecrest #kendall #broward #biscaynebay

    He started FIU in 1972 and walks the commencement stage this week

    Roberto Fernandez was just one class shy from graduating when he stepped away from FIU in 1975 to focus on his growing accounting business. Now, 50 years later, he has returned to finish what he started.

    Fernandez first enrolled at FIU in 1972, the year the university opened its doors.

    “FIU was just starting and if you wanted to study at that level, FIU was the place to go,” said Fernandez, recalling a bumper sticker that said, “FIU in ’72.”

    For three years, he successfully navigated classes and work, but business was good and the job was demanding. When he left FIU behind, he always believed he missed his opportunity for a degree. Life continued on. Children. Grandchildren. Lots more clients. His wife, Marcia earned both her bachelor’s and master’s from FIU. He watched as his son, Robert, earned two master’s degrees from his almost alma mater — both in business. Today, that same son is now an assistant teaching professor in the College of Business. It was a random conversation with his son that led Fernandez to start thinking about graduation again.

    “After my son began teaching there it all came back — all the memories and motivation to do it came back,” he said. “I began thinking about it and I asked him to find out if I could graduate.”

    Robert inquired with his colleagues to learn more about the Interdisciplinary Studies degree program in the College of Arts, Sciences & Education. Designed for students with unique career goals and backgrounds, the degree program was a perfect fit to help Fernandez finally graduate.

    “I was so close…I was embarrassed to think that because I couldn’t take that last course, I wasn’t able to graduate,” Fernandez said. “I may not have the degree that I was aiming to, but I will be having one just as good.”

    He never gave up the dream of graduating but didn’t think it was possible.

    “When I found I could, I felt so happy and so good about it. At my age, this is one of the things that I wanted to do in my life,” he said. “I’m 85 years old, to be able to walk graduation, you have no idea, you cannot think how good I feel about it.”

    Fernandez first came to Miami in 1969. He had first emigrated from Cuba to Spain, then went to New York and eventually landed in his permanent home. When he enrolled at FIU, he worked by day and took classes at night, a common trend for FIU students back then. He recalls fondly the university’s only three buildings. He also points out that things are a little different today.

    “FIU is doing what everyone expected from FIU,” Fernandez said. “The way they have conducted everything they have done for the benefit of the city and the students. I think that FIU is one of the best universities because the way they began and where they are now is quite an accomplishment.”

    Fernandez stresses the importance of an active mind, whether through work or other pursuits, and says anyone missing courses should go back and finish their degree. For him, he’s taking his own advice and not slowing down. He still works at his accounting firm and plans to walk across the commencement stage on Dec. 16.

    “I know that I’m going to be a vision walking with the rest of the youngsters, but I don’t mind. To me, this is an accomplishment that I’ve been able to achieve in my life,” Fernandez said.

    “I know that I’m going to be a vision walking with the rest of the youngsters, but I don’t mind. To me, this is an accomplishment that I’ve been able to achieve in my life.” — Roberto Fernandez said

    THE SCHOOL BOARD OF MIAMI-DADE COUNTY, FLORIDA, APPROVES AGENDA ITEM PROFFERED BY LUISA SANTOS REGARDING WASTE-COST REALIGNMENT AND EFFICIENCY REVIEW

    Press Release from the Office of School Board Member Luisa Santos, District 9

    At the School Board Meeting of December 17, 2025, School Board Member Luisa Santos proffered agenda item H-11, reaffirming the School Board’s commitment to fiscal responsibility and operational efficiency.

    Miami-Dade County Public Schools (M-DCPS) is committed to fiscal responsibility and environmental sustainability, focusing on reducing waste and lowering hauling costs. By improving sorting, expanding composting, educating students and staff, and optimizing collection schedules, M-DCPS aims to boost operational efficiency, promote environmental responsibility, and achieve both financial and ecological goals.

    “Our commitment to students goes beyond the classroom,” said School Board Member Luisa Santos. “By improving waste reduction and operational efficiency, we can save resources, promote sustainability, and create healthier, more environmentally responsible school communities.”

    The item directs the Superintendent of Schools to, as feasible:

    1. Conduct an assessment of each school site that includes, but is not limited to, an inventory of existing waste reduction efforts already implemented (e.g. share table, composting, single-stream recycling, dishwashing, etc.) and identification of additional waste reduction solutions to be implemented at each site;
    2. Conduct an in-depth, comprehensive analysis of waste hauling schedules and service levels at all locations that takes into account decreased enrollment, site-by-site waste data, vendor billing, and other factors, to identify opportunities to reduce or consolidate hauling frequencies and adjust service levels accordingly to realize operational savings;
    3. Initiate rulemaking to amend School Board Policy 7460, if deemed necessary and as appropriate, to require: That waste reduction cost savings be reinvested back into a fund that can be utilized for clearly defined additional resource efficiency efforts; The annual review of waste management efficiency processes;
    4. Explore the feasibility of creating a volunteer network to support schools that choose to adopt new waste diversion practices (single stream recycling, composting, donations, etc.); and
    5. Present findings at the Fiscal Accountability and Government Relations Committee Meeting of March 2026.

    To read the full item, visit: https://luisasantos.com/priorities/

    Littles from Big Brothers Big Sisters of Broward County Treated to Holiday Shopping Spree at Macy’s at Coral Square

    Walter Brown and Michael Stewart
    Littles from Big Brothers Big Sisters of Broward County were treated to holiday gift shopping at Macy’s at Coral Square in Coral Springs. The morning began with breakfast in the store, followed by a special shopping experience using a gift card made possible by the organization’s holiday fundraising campaign, Share the Season.

     

    About Big Brothers Big Sisters of Broward County
    For more than 50 years, Big Brothers Big Sisters of Broward County has offered unprecedented access to resources to empower youth to reach their full potential through meaningful mentoring relationships. These mentoring relationships build self-confidence and emotional well-being, encourage young people to stay on a path to graduation and higher education, and help them establish a plan for a successful future. The mission of Big Brothers Big Sisters of Broward County is to ignite the power and promise of youth. For more information, visit bbbsbroward.org.   

    NANA Talk: Leroy Jones & Dr. Flore Lindor Latortue Personnel Development Coach at Gade Tet Ou LLC


    NANA Talk: Leroy Jones, Exec. Director of Neighbors And Neighbors Association, Inc. & Dr. Flore Lindor Latortue Personnel Development Coach at Gade Tet Ou LLC

    ABOUT US:

    Miami Community Newspapers is your go-to source for Miami community news, offering daily updates, podcasts, and multimedia content. Covering local events, business updates, and lifestyle features across Miami-Dade County, our family-owned media company publishes a variety of neighborhood publications both online and in print. Explore Miami’s culture through our exclusive community podcasts, magazines, and newsletters.

    #thatscommunitynews #communitynewspapers #miamidade #miamidadecounty #thatscommunity #miamicommunitynews #coralgables #palmettobay #southmiami #doral #aventura #pinecrest #kendall #broward #biscaynebay

    Magnet Pull S2 Episode 14 – Ponce de Leon Middle School: 100 Years of Excellence

    Magnet Pull Season 2, Episode 14!

    Host Dr. Magda Castro-Pereira, Administrative Director, Office of Innovation and School Choice, sits down with special guests, Angela Gonzalez, Principal and Marlene Ramos, Magnet Lead Teacher at Ponce de Leon Middle

    🌐 Learn more: miamimagnets.org

    📲 Follow us: @miamimagnets

    For more shows, go to: www.communitynewspapers.com/cnewstv

    ABOUT US:

    For more Miami community news, look no further than Miami Community Newspapers. This Miami online group of newspapers covers a variety of topics about the local community and beyond. Miami’s Community Newspapers offers daily news, online resources, podcasts and other multimedia content to keep readers informed. With topics ranging from local news to community events, Miami’s Community Newspapers is the ideal source for staying up to date with the latest news and happenings in the area. 

    This family-owned media company publishes more than a dozen neighborhood publications, magazines, special sections on their websites, newsletters, as well as distributing them in print throughout Miami Dade County from Aventura, Sunny Isles Beach, Miami Beach, Coral Gables, Brickell, Coconut Grove, Pinecrest, South Miami, Kendall, Palmetto Bay, Cutler Bay and Homestead. Each online publication and print editions provide comprehensive coverage of local news, events, business updates, lifestyle features, and local initiatives within its respective community.

    Additionally, the newspaper has exclusive Miami community podcasts, providing listeners with an in-depth look into Miami’s culture. Whether you’re looking for local Miami news, or podcasts, Miami’s Community Newspapers has you covered. For more information, be sure to check out: https://communitynewspapers.com.

    If you have any questions, feel free to email Michael@communitynewspapers.com or Grant@communitynewspapers.com

    #thatscommunitynews #communitynewspapers #miamidade #miamidadecounty #thatscommunity #miamicommunitynews #coralgables #palmettobay #southmiami #doral #aventura #pinecrest #kendall #broward #biscaynebay

    Faith with Friends – Episode 2

    Faith with Friends is all about progress not perfection. We are a circle of friends that desire to grow in our walk with Jesus. Here, we get together to think a little more about faith & love. Whether you’re a newcomer, or a lifelong Christian, you’ll hear thought provoking & stimulating conversation about all things faith: from growing your personal relationships, to your own spiritual growth and connection with God.

    This episode of Faith with Friends features host Lisa Lorenzo and Tatiana Pino. The pair are later joined by guest Jeanette Rubio.

    Stay tuned for more: https://faith-with-friends.captivate.fm/ 

    ABOUT US:

    Miami Community Newspapers is your go-to source for Miami community news, offering daily updates, podcasts, and multimedia content. Covering local events, business updates, and lifestyle features across Miami-Dade County, our family-owned media company publishes a variety of neighborhood publications both online and in print. Explore Miami’s culture through our exclusive community podcasts, magazines, and newsletters.

    #thatscommunitynews #communitynewspapers #miamidade #miamidadecounty #thatscommunity #miamicommunitynews #coralgables #palmettobay #southmiami #doral #aventura #pinecrest #kendall #brickell

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